There's a cool company called www.kushcash.com that makes sending and receiving money to anyone fast and easy with a mobile phone or through the web. The signup is quick and you're only charged .50 cents to receive money. It's great in social situations, to float funds to family members far away and really comes in handy for emergencies. Kushcash is the most accessible compard to others in the market.

Seriously, check out Kushcash.