Mobile phone contract for people with bad credit history
When you take out a mobile phone contract, you will be automatically be required to undergo a a credit checking procedure before being connected. This is true for every UK network and is in place to eliminate fraud and also to make sure customers are able to pay their bills every month.
However, even if you have a poor credit history this doesn't mean you won't be able to get a contract phone on one of the major networks.
And it's equally true that even if you have been rejected for a contract phone by one company, it doesn't mean that you would automatically be turned down by a different company. Although all companies will run a credit check on your application, the important thing to note is that they do not all use the one agency. Secondly, companies are able to set their own credit score levels, and some require higher credit scores than others.
T Mobile are one of the most sympathetic when dealing with people withpoor credit rating. You will need to order directly with T-Mobile via their website for the best chance of being given a contract phone.
Choose a tariff you can afford to repay each month and if you already have a phone consider T-Mobile's Solo 30 day rolling contract.Once you have a track record of repayments, you can ask to upgrade to a longer contract with the free phone of your choice. Once you have made regular payment of your monthly bills, you can then request to upgrade to a free handset on a longer contract.
You may initially be offered a tariff with restrictions - no international calls, no picture messages, no internet usage for a period of time (usually for two or three months), but when you have proven yourself as a good customer, the restrictions are then automatically removed.
There are companies offering mobile phone contracts with no credit check.
We do not recommend such plans as the "no credit check" often comes at a price.price. The range of phones available is often poor, you can be tied into long contract periods and the price you pay for calls is generally much higher than you would pay with a standard contract or indeed Pay As You Go
However, even if you have a poor credit history this doesn't mean you won't be able to get a contract phone on one of the major networks.
And it's equally true that even if you have been rejected for a contract phone by one company, it doesn't mean that you would automatically be turned down by a different company. Although all companies will run a credit check on your application, the important thing to note is that they do not all use the one agency. Secondly, companies are able to set their own credit score levels, and some require higher credit scores than others.
T Mobile are one of the most sympathetic when dealing with people withpoor credit rating. You will need to order directly with T-Mobile via their website for the best chance of being given a contract phone.
Choose a tariff you can afford to repay each month and if you already have a phone consider T-Mobile's Solo 30 day rolling contract.Once you have a track record of repayments, you can ask to upgrade to a longer contract with the free phone of your choice. Once you have made regular payment of your monthly bills, you can then request to upgrade to a free handset on a longer contract.
You may initially be offered a tariff with restrictions - no international calls, no picture messages, no internet usage for a period of time (usually for two or three months), but when you have proven yourself as a good customer, the restrictions are then automatically removed.
There are companies offering mobile phone contracts with no credit check.
We do not recommend such plans as the "no credit check" often comes at a price.price. The range of phones available is often poor, you can be tied into long contract periods and the price you pay for calls is generally much higher than you would pay with a standard contract or indeed Pay As You Go
| Link: | www.badcreditmobiles.com...Search for more tips related to this link |
| Rating: | 100% positive, 1 Vote |
| Categories: | mobile phones |
| Added: | on Feb 14, 2009 at 10:51 am |
| Added By: | an anonymous user |
| Searches: | phone contract credit mobile pay |
