Cobra Health Insurance can be a confusing time in a persons life. Normally to be on COBRA, you have either lost your job or just retired. While you can stay on COBRA for 18 or 36 months, after it runs out you can be left uninsured. If you have any pre-existing health conditions such as Cancer or Lupus, this can be difficult and confusing time. Knowing who to call and when to call them can make the difference between keeping and losing your Cobra Insurance. After you 18 months do run up, it is in your best interest to seek out a qualified agent who understands the law and can guarantee you Major Medical Health Insurance. Take your time and research the internet for "Cobra Health Insurance", "Cobra Help" or "Insurance After Cobra Ends". Knowing what to do when your Cobra Insurance ends is crucial to securing your family's health and well being, as well as your financial security.