(PRWEB) April 22, 2008 -- CreditLearningCenter.com, the credit and debt portal that keeps consumers informed on the latest news concerning personal credit reports, credit scores, and identity theft, has released Part 2 of its series Credit and Debt in America. The feature warns consumers of the inherent dangers in credit card offers. The feature, "The Silent Force Lurking Behind Credit Card Offers" is available to Credit Learning Center visitors at http://www.creditlearningcenter.com/display.php?content_id=143


"We produced this feature to warn consumers about the danger in accepting pre-approved credit card offers," said Walter Burch, Editor-in-Chief of Credit Learning Center. "The sad truth is that many of these credit card marketing campaigns are designed by talented marketing risk professionals who all too often target the most vulnerable people. The exhaustive amount of consumer data readily available to marketing risk managers, including credit report data, credit score data and more than we can even imagine, have made them the silent force in the new economy. Very few people are aware of the real damage they can do." Consumers can eliminate the majority of pre-approved credit card offers by calling 1-888-OPT-OUT.


In recent years, more and more attention has been paid to the amount of credit card debt in America, and how crippling card debt has become nationwide. Previously, Credit Learning Center released Part 1 of Credit and Debt in America, "Facing the Terror Within Our Borders: The Democredit way."