Long-term care insurance (LTCI) typically helps pay for the care you might need as the result of a chronic disease, serious accident, sudden illness, or cognitive impairment such as Alzheimer's Disease.

LTCI covers personal care, homemaker services, skilled nursing care, and physical therapy. These services may be provided by a health care professional such as a nurse, a home health aide, or other personal care providers such as family members and personal care attendants.

Care can also be provided in a variety of settings, including your home or adult family homes/day cares. For additional resources and tips about long term care visit http://www.ltcconnects.com/resources/