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HSA's & High Deductible Health Plans (HDHPs) Explained

The basic idea is that you reduce health insurance premiums by choosing a plan that has a high deductible - for instance, $3200-$5700 for the whole family.

With many plans, you can choose to have it pay 100% of covered expenses after meeting the deductible, and the entire family's medical bills go toward meeting that ONE deductible, as opposed to each family member having to meet separate deductibles.

When you crunch the numbers, you often find that the out-of-pocket limits are roughly the same! By doing away with copays, coinsurance, etc, you can reduce the costs, often saving hundreds of dollars per month on a family plan.

Visit http://fastandfreeinsurancequotes.com for instant, hassle-free health insurance quotes.
Link: fastandfreeinsurancequotes.com...Search for more tips related to this link
Rating: 71% positive, 7 total Votes
Categories: healthcare insurance
Added: on Mar 21, 2008 at 8:05 am
Added By: katiebutler87

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Im a resident of Newark New Jersey and wanted to know what kinds of monthly premiums I could expect......I'm in good health and haven't been to a doctor in about a year.....Thanks
– Added by an anonymous user on Apr 01, 2008 at 7:13 am
Does anyone out there have an answer for this person?
– Added by an anonymous user on Apr 03, 2008 at 12:27 pm
Really depends on the kind of insurance you want. If you are looking for just major medical then you can pay a lot less. Maybe around $200-$250 month.
– Added by an anonymous user on Apr 04, 2008 at 6:46 am
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