This article describes what no credit loans are and how to find them. A large portion of the population is what we call unbankable. This is when the banks feel that one is not credit worthy, or of to high risk to the bank, to receive a long term loan such as a low interest equity loan. There are several reasons for being considered unbankable. One reason could be that one has had bad debt with the bank and therefore the bank is not willing to offer any type of credit facility. Well there are other solutions.