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Discount NJ Auto Insurance Rate Comparison info

Here are three quick tips to help you save money on auto insurance:

It's smart to put your spouse as a named driver on your policy. Many insurance companies provide discounts when you add a spouse as a named driver as opposed to unmarried couples, as they see marriage as a sign of stability and give you a big discount.
http://www.ellisfinancial.net/auto-insurance-rates.htm

You can often expect to save around 15% on your premiums by doing this. Also, having an alarm system installed in your car will statistically save you an additional 5-10% on costs.
Lower your annual mileage. Lowering your annual mileage will lower your premiums dramatically. Often, insurance companies will quote you for around 12,000 miles a year. The following info applies to these areas:

newark city, Elizabeth, Atlantic City, Bayonne, Camden, Cherry Hill, Clifton, East Orange, Edison,Elizabeth,Hackensack,Hoboken,Jersey City,Linden,Long Branch,Newark,New Brunswick,Passaic, Paterson,Perth Amboy,Plainfield,Princeton,Toms River,Trenton,Union City and Vineland.

Try and work out how many mile's you will actually drive and if it's likely to be less you may get another good discount. I would try to be honest about this as your insurance company may ask to see old MOT'S and service history to check your mileage.

Spend the time and shop around. Know that all insurance companies use different types of formulas to calculate your insurance premiums.

Car Insurance Quote In New Jersey

One of the best ways to learn more about New Jersey insurance is to go to an insurance quote website that specializes in NJ auto insurance. Often, you will have to complete a short form but then you'll get several low quotes from the major carriers while still online. Take the time to read about auto insurance in New Jersey, as knowing the facts will save you a lot of money on your next policy.
Link: www.ellisfinancial.net...Search for more tips related to this link
Rating: 83% positive, 6 total Votes
Categories: quote new jersey rates rate quotes
Added: on Feb 29, 2008 at 10:36 am
Added By: insuringu

Comments on this Tip

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Im a Newark resident and just had a quick comment. What should I expect in cost for 2 speeding tickets over the last 3 years? I'm 28 and haven't switched carriers since the tickets?
– Added by an anonymous user on Mar 21, 2008 at 11:47 am
usually about a 35% increase in cost for 2 tickets in that time frame.
– Added by an anonymous user on Mar 22, 2008 at 10:59 am
thus it pays not to get speeding tickets if you ever plan on switching car insurance companies....You should expect elevated rates for 5 - 7 years after each ticket too....DUI's are a whole different story and much worse
– Added by an anonymous user on Mar 27, 2008 at 11:51 am
Can I get my car registered in New York if I'm a New Jersey resident, since i have tickets in NY?
– Added by an anonymous user on Apr 03, 2008 at 3:19 pm
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