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How to keep yourself from using your credit card

This is probably the most bizarre tip, told to me by a friend, but it actually is a good idea.
For college students, or even older adults, if you are in credit debt and don't have the will power to leave your card behind or cut it up, freeze it..literally.
What you do is take the credit card that is causing you the most financial problems, put it in a cup, put water in the cup, stick in your freezer, and let it freeze.

The genius behind this radical idea is that if you're going out to make an impulse purchase, you have to wait for your credit card to unfreeze, which gives you time to slow down and ask yourself if this purchase is really worth it.

Hope this helps!
P.S. heating the water to make it melt faster, such as sticking the cup in the microwave will only ruin the magnetic strip of the card.
Rating: 83% positive, 6 total Votes
Categories: credit cards finances credit card control finances money
Added: on Dec 05, 2007 at 12:25 pm
Added By: NicoleVargas

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crazy idea but i'll try it. im horrible with impulse purchases
– Added by KarenvKnik on Dec 05, 2007 at 12:30 pm
haha i like it
– Added by an anonymous user on Dec 05, 2007 at 5:36 pm
I absolutely love it. I guess that would prevent a lot of impulse shopping from qvc
– Added by adamsacres on Dec 07, 2007 at 6:47 pm
yes, but running hot water into the cup to thaw it quickly does not ruin the card. Flawed plan... How do I know? I tried it.
– Added by an anonymous user on Jan 05, 2008 at 11:02 am
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